It’s no secret that there’s a wage gap. Between women and men, and between Millennials and Boomers/Gen X, most people have no idea if they’re being paid fairly. For young adults in their early career, knowing whether you are being paid fairly is crucial. Most income growth happens in the first ten years of your… Continue reading How To Know If You’re Getting Paid Fairly
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Debt Avalanche vs. Debt Snowball: Which Is Right For You?
Paying off debt is an important step towards your financial freedom. There are two strategies for paying off debt: the debt avalanche and the debt snowball. Note that in each method you need to at least pay the minimum payment. From there, the two methods target different mindsets. Here’s how to pick which one is… Continue reading Debt Avalanche vs. Debt Snowball: Which Is Right For You?
What are the 4 different types of bank accounts?
Bank accounts don’t all serve the same purpose. Here are four different kinds of bank accounts so you can choose which ones are right for you: #1: Checking Account The checking account is the most important bank account that everyone needs. It’s designed to provide easy and unlimited access to your money. This is the… Continue reading What are the 4 different types of bank accounts?
How much should I be spending on rent?
Housing is usually our biggest expense. With a rising cost of living in many cities across the country, people are spending more and more of their income on rent. But how much should you actually spend on rent? If you look online, you’ll see the number 30% thrown around a lot, which means that you… Continue reading How much should I be spending on rent?
How to NEVER forget to pay your bills.
Rent, utilities, credit cards, student loans … it can be hard to keep track of the endless stream of bills when you have so many to keep track of. While paying bills is never fun, modern technology makes it easier to remember and pay your bills. Here are 3 tips to never forget to pay… Continue reading How to NEVER forget to pay your bills.
This is how credit card billing actually works.
The glamorous parts of getting a credit card: Having a nice piece of plastic or metal with your name on it Being able to spend money Getting perks like cash back or travel rewards The not-so-glamourous part of getting a credit card: Paying your credit card bill While we all know how to do the… Continue reading This is how credit card billing actually works.
Debt Paydown Template
Click here to access our free debt paydown template. For more information on how you can get out of debt, visit https://ijh.zez.temporary.site/category/loans-debt/. See you at debt-zero!
How to Get Out of Debt in 3 Steps
With U.S. consumer debt at close to $14 trillion and student loan debt making up an increasing portion of that, it is safe to assume that debt plays a huge role in most of our lives. But that doesn’t mean that we should resign ourselves to thinking that debt is just inevitable and we’ll always… Continue reading How to Get Out of Debt in 3 Steps
The 4 Worst Bank Accounts You Need to Avoid
Checking accounts are an important part of your finances: most of your day-to-day cash flow happens in your checking account. That’s why you need to make sure you have a great checking account that’s safe and doesn’t charge you extra to pay you interest or even just use the account. These are the four worst… Continue reading The 4 Worst Bank Accounts You Need to Avoid
Budget Template
Click here to access a free template you can use to create your budget. For more on the how-tos of budgeting, check out https://ijh.zez.temporary.site/category/budgeting/. Happy budgeting!