The Lowdown No fees of any kind. Rewards: 3% from select retailers (Apple, Duane Reade, Panera, T-Mobile, Exxon, Uber, Mobil, Uber Eats). 2% Daily Cash back every time you pay with your iPhone or Apple Watch. 1% on everything when you use the physical card. Credit Score: 600+ Desired Credit History: No to little history… Continue reading The Apple Card Brings a Modern Edge to Cash Back Credit Cards
Category: Reviews
Chase Freedom Student Review: Earn Chase Ultimate Rewards Points in College
The Lowdown: Annual Fee: $0 Rewards: 1% cash back on all purchases Foreign Transaction Fee: 3% Welcome Bonus: $50 after making the first purchase within 3 months of opening Recommended Credit Score: 670+ Desired Credit History: No to little — it’s a student card A relatively new addition to the Chase credit card family is… Continue reading Chase Freedom Student Review: Earn Chase Ultimate Rewards Points in College
The 4 Worst Bank Accounts You Need to Avoid
Checking accounts are an important part of your finances: most of your day-to-day cash flow happens in your checking account. That’s why you need to make sure you have a great checking account that’s safe and doesn’t charge you extra to pay you interest or even just use the account. These are the four worst… Continue reading The 4 Worst Bank Accounts You Need to Avoid
Chase Freedom Credit Card Review: The Big Leagues For Beginners
The Lowdown: Rewards: 5% cash back on rotating categories (up to $1,500); 1% cash back on all other purchases Annual Fee: $0 Foreign Transaction Fee: 3% APR: 0% for the first 15 months on purchases; 14.99 to 23.74% variable on purchases Credit score: 680+ Desired credit history: at least 6 to 12 months So you… Continue reading Chase Freedom Credit Card Review: The Big Leagues For Beginners
The Top 3 Checking Accounts
The checking account is one of the most important bank accounts to have. It’s the account we use most often, the one where our money flows in and out with paychecks and bill payments. There are a lot of banks out there that will offer you as little value as possible while trying to maximize… Continue reading The Top 3 Checking Accounts
The Best Beginner Card for Most Students: Discover it Student Cash Back
The moment that I got my first credit card was the first time I felt like a Real Adult. Mind you, this was well before other Real Adult moments like going to college away from home, getting my own apartment and that first sip of alcohol (after I turned 21, if my mom is reading… Continue reading The Best Beginner Card for Most Students: Discover it Student Cash Back
The Top 3 Savings Accounts
Choosing a savings account is one of the most important personal finance decisions — it’s the place where you’ll keep your emergency fund and sub-savings accounts for your savings goals (i.e. vacations, wedding, etc.). You’ll need a bank where you can trust that your money will be safe and grow. While regular banks you’re already… Continue reading The Top 3 Savings Accounts